Investing In Public Index Fund

I write to share with you the benefits of investing in unit trust that are manage by Public Mutual Berhad, a subsidiary of Public Bank Berhad as compared to investing in other type of investment instruments such as fixed deposit, Tabung Haji, Employee Providend Fund and Amanah Saham Bumiputra .

Why Public Index Fund
It is simply because Public Index Fund can potentially give an average return of 20% per annum as compared to Fixed Deposit ( 4% ), Tabung Haji ( 5.5% ), Employee Providend Fund ( 5.65% ) ans Amanah Saham Bumiputra ( 9% ).

My Investment Is The Proof
Friend, you may think I am making up stories but let me show you how much I get from investing RM113,200 in Public Index Fund. As at 30th April 2010 closing price, my investment value is RM139,870, giving a profit of RM26,670 which in turn giving a margin of 23.56%.

My average price is RM0.60. In year 2009 and 2010, Public Index Fund declared dividend of 7 cents and 5 cents respectively.
Just for your information, for every one (1) cent increase in the market price, my investment is making additional profit of RM2,027.40. Therefore the more units you have, the higher the quantum of profit you make. I advise you to withdraw as much as possible from your EPF account to take advantage of this investment opportunities.

Average Returns From Other Public Mutual Funds

10 Years 5 Years 3 Years
Public Index Fund 23% 26% 24%
Public Saving Fund 24% 29% 25%
Public Itikal Fund 21% 26% 25%

My Investment Strategy
My investment strategy is simple , “buy when low and sell when high” and that is why Public Index Fund is my choice. If you buy now at RM0.68, you may be able to make a gain or profit of RM0.32 for every units you purchase because the highest market price of PIX was at RM1.02 in November 2007 when the KLCI was at its peak of 1,500. Now the KLCI is 1,330.

KLCI index is supported by our government and fund managers . Public Index Fund invested in nearly all the 30 companies that are in the basket of KLCI index.
You don’t have to worry as I will monitor your investment and advise you when to buy and sell. If you are still not convinced, you may try investing RM1,000 first and see how it grows.


How To Invest
Investing in unit trust is easy. Minimum initial investment is RM1,000. You may either invest in cash or through withdrawing your EPF in account 1. All you need to do is to sign and have your thumb print on the form.

I conclude with what Confucius once said, “A journey of a thousand miles begins with the first step.” Take action now because procrastination is very costly. This is illustrated by the story of Tim and Tom.