My Experience In Unit Trust Investment

Investing In Unit Trust I am writing to share with you about investing in unit trust specifically in Public Mutual Berhad which can give higher return or yield than EPF, Fixed deposit and even ASB. In early 2006, I invested through EPF in a fund called Public Regional Sector Fund. I sold it in mid 2007 when the KLSE was 1,500 points and I made a return of 41%. My other funds ( three of them ) which I bought earlier also give me a return of average 20% per annum. After realized how much I benefited from investing in the right unit trust, I signed up as a consultant. I want to be serious in this business because firstly I can help myself and secondly investment in stocks and shares is my passion. For those who have never heard of unit trust, it is fair for me to give a little information about it. Unit trust is an investment vehicle that pools the financial resources of many individual investors who aim to achieve similar investment objectives. There are plenty of advantages investing in unit trust such as: It is affordable; low initial investment of RM1,000. Managed by experienced professionals Risk is minimized through diversification. It can turn into cash easily. High return through dividend distribution and capital appreciation. Recently in the Star, EPF deputy chief executive officer, Encik Johari Abdul Muid said that it is during economic downturn that investing in unit trust is encouraged to benefit in the upswing later. Yes, actually this is the best time to invest. I have done a comparison on the performance of the various funds under Public Mutual Berhad and I can confidently conclude that the returns from some of them are much higher than the return from ASB. Investing in the right fund and with the right timing can give a return of between 20 – 50%. Investing in unit trust can either be by direct cash purchase or through withdrawal from EPF Account 1 ( subject to certain limit depending on your age ). Choosing your agent is very important because he should be able to monitor your fund performance and advise you accordingly. Rather than leaving your money in EPF or ASB earning only about 5% and 9% respectively, it is better to invest in unit trust with Public Mutual Berhad. Peter Lynch once said, “The mutual fund is a wonderful invention for people who have neither the time nor the inclination to test their wits against the stock market, as well as for people with small amount of money to invest who seek diversification.” In case you are interested to invest, please call me at 013-3595414 for discussion.